Padma Tech — One API for Every Way Bangladesh Pays

What you get

Everything You Need to Move Money

From a single checkout call to nationwide disbursements, Padma Tech handles the hard parts so your team can ship.

Unified Checkout

Show every local wallet, card, and bank option in one hosted checkout. Settlement lands in your account in T+1, with automatic VAT-compliant invoicing.

Mass Payouts

Pay 10,000 riders, suppliers, or freelancers to bKash, Nagad, or any bank account in a single batch. Failed transfers retry automatically and reconcile to the taka.

Fraud & Compliance

PCI-DSS Level 1 certified with Bangladesh Bank-aligned KYC, real-time risk scoring, and 3-D Secure on every card. Your compliance team sleeps better.

Developer integrating the Padma Tech API

Integrate in an Afternoon

Drop in our server SDK for Node, Go, PHP, or Laravel and take your first live payment before lunch. Sandbox keys, test wallets, and webhook replays come standard so you never debug blind.

SDKs for Node, Go, PHP and Laravel
Sandbox wallets and webhook replays
Idempotent APIs with signed callbacks

See Every Taka in Real Time

Track settlements, refunds, disputes, and payout status from one console. Export reconciliation files your accountant actually accepts, and trigger alerts when a settlement is late.

Live settlement, refund and dispute views
Accountant-ready reconciliation exports
Late-settlement alerts to Slack or email

Team reviewing payment analytics in the office

“

We switched our entire rider payout system to Padma Tech in a week. Ten thousand disbursements a night now reconcile to the taka, and our finance team stopped dreading Mondays.

Rezaul Chowdhury

Head of Operations, RideDhaka

Pricing

Pricing That Scales With You

No setup fees, no monthly minimums. Pay only when you get paid.

Startup

1.9% + ৳3 per txn

For early-stage teams taking their first payments online.

Hosted checkout + all local wallets
T+2 settlement to your bank
Email support, 99.9% SLA

Create Account

Scale

1.4% + ৳2 per txn

For growing businesses processing over ৳50 lakh a month.

Everything in Startup
Mass payouts + same-day T+1 settlement
Dedicated account manager
Priority WhatsApp + phone support

Talk to Sales

Padma Tech engineering team reviewing payment dashboards

Our story

We Build the Rails Bangladesh Runs On

Founded in Dhaka in 2019, Padma Tech started with a simple frustration: every business in Bangladesh had to rebuild the same payment plumbing from scratch. We set out to make accepting and sending money as easy as a single API call.

Today more than 4,200 merchants — from ride-hailing apps to garment exporters — route over ৳920 crore through our platform every month, with teams in Dhaka and Chattogram keeping it running around the clock.

Read Our Story